Pay at Your Own Pace

With Affirm, split purchases into 4 interest-free payments every two weeks or longer-term monthly payments

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.

How Affirm Works

OR

Just  Select Affirm Logo at Checkout 

Choose 4 interest-free payments paid every two weeks or monthly installments.

For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR.

Steps

1. Fill your cart: Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how to pay: Pick the payment plan you like best. You’ll never pay more than you agree to up front.
3. Pay over time: Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.

Buy with Confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

Affirm Value Props

• Transparent: Affirm tells you the total amount you’ll pay up front. That number will never go up.
• Flexible: You choose the payment schedule that works best for you.
• Fair: Affirm doesn’t charge late fees or hidden fees of any kind, ever.

Disclosure: Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.

FAQs

• Can I pay off my purchase early? Yes! There’s no penalty for paying early.
• How do I make my payments? You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
• Can I return an item I bought with Affirm? Yes—you can return an item you bought with Affirm by initiating the return process with the store.
• Does checking my eligibility affect my credit score? No, your credit won't be affected when you create an Affirm account or check your eligibility. When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry.
• Do I need a mobile number to use Affirm? Yes, you’ll need a mobile phone number from the U.S. or U.S. territories.
• Where can I learn more about Affirm? You can visit their website at affirm.com.